KymcoForum.com

General => General Discussion => Topic started by: Mscmkr on July 24, 2013, 10:35:15 AM

Title: Scooter insurance, need some help.
Post by: Mscmkr on July 24, 2013, 10:35:15 AM: I have been looking around for some insurance for my scooter and have been getting quotes all over the board. $77 a year for horrible coverage to $590 a year for excellent coverage. I would love to know where everyone here is getting there insurance from and if possible about how much there paying a year for what coverage. I hope that's not to personal a question. I would like descent coverage and I do want to cover my scooter.

Thanks again everyone and be safe, mscmkr
Title: Re: Scooter insurance, need some help.
Post by: de dee on July 24, 2013, 11:54:36 AM: insurance costs differ in every area,. In On. Canada I pay 860.00 for 8 months of riding and 4 months of snow,. should go down with multi cars next year,. 1 van and 1 car,. and my scooter 300i downtown,.
Title: Re: Scooter insurance, need some help.
Post by: MaryK on July 24, 2013, 01:19:21 PM: We have our 2-wheelers with Dairyland and our roadside assistance with Allstate.
We are both over 60 and have clean driving records.

Scoot safely,
Title: Re: Scooter insurance, need some help.
Post by: CosmoKorny on July 24, 2013, 01:36:49 PM: I'll share, I have nothing to hide. When I picked up my scoot I called my independant agent who I've used for years, they hooked me up with Foremost for 226.00/year, 100K/300K, 500.00 deductible. I'm in Wisconsin, close to 50 with a clean driving record. 2006 xc250.
Title: Re: Scooter insurance, need some help.
Post by: ts1 on July 24, 2013, 02:23:48 PM: My X500 is old, I don't need comprehensive insurance.
39â‚¬/year for 3rd party coverage up to 100 million â‚¬.
Liability insurance doesn't differ much in Germany, ca. 90% of the premium is deducted from official statistical data.
Title: Re: Scooter insurance, need some help.
Post by: big blue on July 24, 2013, 02:43:56 PM: I live in Oregon. $99 a year for good coverage and $250 deductible and roadside assistance. My carrier is GEICO.
Title: Re: Scooter insurance, need some help.
Post by: mrmike on July 24, 2013, 03:51:40 PM: I'm a 69 year old male (married) living in central New York. I have a 2012 GTI300 fully insured with $250 deductible. My policy is with GEICO and costs $176.00 for a full year.
Title: Re: Scooter insurance, need some help.
Post by: blue on July 24, 2013, 04:08:48 PM: I only payed 270 a year and that gave me 5000.00 bodly damge to.they added it to the payment of the bike.
Title: Re: Scooter insurance, need some help.
Post by: warmitup on July 24, 2013, 05:06:13 PM: I also use Foremost. 35 yrs old, clean record, full coverage (still paying on loan). I pay $260/yr. I also have multiple policies etc.
Title: Re: Scooter insurance, need some help.
Post by: wakeupmaggie on July 24, 2013, 08:08:30 PM: I pay $167/year with Rider Insurance on my DT300i.
Title: Re: Scooter insurance, need some help.
Post by: blitzjb on July 25, 2013, 11:35:45 AM: Many factors go into the underwriting of insurance policies. Age, driving record, credit, vehicles, etc. go into the promulgating of rates. I happen to use Progressive for my Super 8 150

Check out my web set for more insurance information

Www.brookswaterburn.com (http://Www.brookswaterburn.com)
Title: Re: Scooter insurance, need some help.
Post by: Joe7911 on July 25, 2013, 11:55:25 AM: I live inMiami Florida and I have Geico good company and the least expensive. I specially love that when my bike brakes down they town me to my dealer 53 miles away for free. I have a 25/50 liability and $100.00 deductible comp & collision including towing and pay $245.00 a year. If the bike is totaled you get book value less deductible but Allstate and Progressive will replace the bike, the cost is also is at least $100.00 to $150.00 more for me. So I have stayed with Geico.
Title: Re: Scooter insurance, need some help.
Post by: mnpugdog on July 25, 2013, 02:02:15 PM: I was getting a wide range too. $300-800. I then went to Geico and maxxed everything out with every extra you can get with only a $100 deductible and it's $99 a year.
Title: Re: Scooter insurance, need some help.
Post by: de dee on July 25, 2013, 03:43:09 PM: who else in Canada has insurance and pays a lot, in the ottawa area I pay $860.00
Title: Re: Scooter insurance, need some help.
Post by: Dolemite on July 25, 2013, 05:59:15 PM: I went with Geico as well, they had more options to customize your plan versus Progressive or State Farm. I'm paying around $350 per year as a new rider for good all around coverage.
Title: Re: Scooter insurance, need some help.
Post by: wheelsoffreedom76 on July 25, 2013, 09:47:28 PM: Looks like Geico is the winner. I have safeco now and pay $330 a year with $100 deductible on comp and collision. Geico just quoted me $219 for the same coverage. This thread was well worth reading. Thanks guys.
Title: Re: Scooter insurance, need some help.
Post by: Mscmkr on July 28, 2013, 08:43:34 AM: Well, the insurance problem has been solved. Funny as it is, I'm with the company I have my car insurance with, State Farm. 2 weeks ago they quoted me almost $300 for 6 months. After talking with another agent in the same office it's now down to $89 for 6 months with almost the same coverage. Turns out some things are extremely expensive that are not really necessary. I'm getting excellent insurance for a damn good price so I'm pretty happy.
Really want to thank everyone for all the great info. You guys are the absolute best! To me this site is indispensable.

Thanks again everyone and be safe, mscmkr
Title: Re: Scooter insurance, need some help.
Post by: Urbestfriend on July 28, 2013, 02:34:53 PM: Good...I have State Farm (2-250's) $100 Deductible, Full Coverage, Only max. medical is $1,000.00.
Have used it twice and am absolutely satisfied for under $150.00/yr. for each bike.