KymcoForum.com
General => General Discussion => Topic started by: Stig / Major Tom on February 03, 2020, 10:31:16 PM
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Had an ins. agent ask me that once.
This is Ohio, not Antarctica! - of course I need 12 months of coverage!
Do you guys drop coverage in the winter months?
Stig
FL & CAL responses will be deleted of course...😊
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I've always kept the coverage effective year-round; around $230 total to cover 3 scooters and the Moto Guzzi seems cheap to me. Especially when we get a day like today in February-50 degrees here in RI and went for a ride.
Kurt
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I have 4 Kymco scooters and a Lambretta uno 150 that I keep full coverage year around. Not that much money. Yesterday was record high temperature 74F normal 45F. I took the People 150 and the Lambretta uno 150 out for a ride before the Superbowl. Today it's in the low 30F with snow forecasted with a windchill around zero for tomorrow morning. If I take the RV down to Georgia or Texas during the winter I'll load up a couple of scooters as well.
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All year...
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Gotta remember your Ins coverage also includes fire and theft coverage. If you dont care if your toys are burnt up or stolen, then by all means cancel your ins....the money you save will certainly buy you another machine..... wont it?
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Georgia requires you to have insurance all 12 months, else you have to jump through hoops to drop it for some period. The state gets a notification when you drop Insurance on any vehicle that requires it, and they'll drop your license if you do it without coming in and signing some kind of a waiver that says you will not be operating the vehicle
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Georgia requires you to have insurance all 12 months, else you have to jump through hoops to drop it for some period. The state gets a notification when you drop Insurance on any vehicle that requires it, and they'll drop your license if you do it without coming in and signing some kind of a waiver that says you will not be operating the vehicle
Same for Kansas, insurance company notify the state for lapse of coverage and they can send a officer to retrieve the tag.
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Nope, I'm a year-round insurer too Stig, you never know when you might get a great winters day riding in! How tits'd off would you be not to be able to take advantage?!
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Regardless of where I am living I keep insurance and bike on road 12 months a year. Easy now that I keep one bike at a time----one time in Germany I had 8 registered bikes at one time. Dumb as you spend all of your time working on them.
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Gotta remember your Ins coverage also includes fire and theft coverage. If you dont care if your toys are burnt up or stolen, then by all means cancel your ins....the money you save will certainly buy you another machine..... wont it?
it's easy enough to drop liability & collision, and keep comprehensive, I had an old classic car insured for comprehensive only, for a few years,
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it's easy enough to drop liability & collision, and keep comprehensive, I had an old classic car insured for comprehensive only, for a few years,
A lot of states you can't drop liability without forfeiture of your tags. I have several vehicles in storage that I drop collision on while in storage.
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I have progressive...its only $75/year, so doesn't make sense to drop it.
Dean
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A lot of states you can't drop liability without forfeiture of your tags. I have several vehicles in storage that I drop collision on while in storage.
I dropped the registration on that particular car, but doesn't really matter, here in NH, there is no mandatory insurance requirement, period, like helmets and seat belts, the "live free or die" state
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What's a tag? :)
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What's a tag? :)
A bit like a mixture of our road fund licence and number plate I think!
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A bit like a mixture of our road fund licence and number plate I think!
We call them a tag but the correct term is license plate, your correct it would be the same as your number plate.
Other vehicle differences you call it a bonnet we call it a hood, you call it a boot we call it a trunk, you call it a wing we call it a fender. I've learned a lot just watching Wheeler Dealer. It started out in the UK then moved to California.
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We call them a tag but the correct term is license plate, your correct it would be the same as your number plate.
Other vehicle differences you call it a bonnet we call it a hood, you call it a boot we call it a trunk, you call it a wing we call it a fender. I've learned a lot just watching Wheeler Dealer. It started out in the UK then moved to California.
Close, but no cigar KK, your fender is our bumper usually mounted on the wings and under the bonnet!!
ROFL
Answer me a question if you will. Why do some Americans pronounce route, as rowt while others call it root like we do? It's always puzzled me, is it a west coast / east coast thing?
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Because root is what you find on the bottom of a plant or tree. Route is the highway you take such as Route 66. Please reread my prior post in the US a fender is what you call a wing. We call it a bumper you call it a fender correct?
I think Winston Churchill said it best. Something to the effect, ( English and Americans separated by a Common Language).
I did look it up in the dictionary and route is pronounced root in the UK and rowt or root is acceptable in the US. You got to keep in mind the US is a big place with different dialects. Kansas by itself is 82,278 Sq miles with a population of 2,911,505. The UK is 93,627 Sq miles with a population 66,435,600 million
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We call them a tag but the correct term is license plate, your correct it would be the same as your number plate.
Other vehicle differences you call it a bonnet we call it a hood, you call it a boot we call it a trunk, you call it a wing we call it a fender. I've learned a lot just watching Wheeler Dealer. It started out in the UK then moved to California.
"license plate" is actually a misnomer, the number on it signifies registration, not license, but I have never ever heard them called registration plates, like the registration stickers I get for my OHRVs
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Please reread my prior post in the US a fender is what you call a wing. We call it a bumper you call it a fender correct?
I t
You've now thoroughly confused me KK, not difficult I know. I'd always thought the things at the front & rear of a car were fenders in the US hence the expression fender-bender.
I think that I may have been labouring under a mis-aprehension all these years? Giving it more than just a passing thought, I suppose a bike fender is what we call a mudguard here so the thing performing the same function on a car is the wing! Or fender? Which means when talking about the thing you mount the licence plate on, it's a bumper on both sides of the Atlantic. Yes?
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Bonnet ....and skirt.
Wore 'em both to my induction physical.
Didn't work.
They still drafted me.
Stig😊
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Ha ha. Nice one Stig.
Missed out on conscription here in the UK (I was about 4 years-old when it ended) and I often wonder what the experience would have been like. My eldest brother who did National Service time in the army as a conscript reckons it was the making of him, calling it the best years of his life!
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You've now thoroughly confused me KK, not difficult I know. I'd always thought the things at the front & rear of a car were fenders in the US hence the expression fender-bender.
I think that I may have been labouring under a mis-aprehension all these years? Giving it more than just a passing thought, I suppose a bike fender is what we call a mudguard here so the thing performing the same function on a car is the wing! Or fender? Which means when talking about the thing you mount the licence plate on, it's a bumper on both sides of the Atlantic. Yes?
Yes the bumper is what you mount the lcence plate on the front and rear, by George I think we got it.
I remember the first time I had to help start my Aunt's British car (RR) with the battery in the boot, I was confused as well.
Just watched a British program where they talked about the micro-car the Trogan 200 three wheel car with a 200cc motor. It was at the buble car museum in Lincolnshire.
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Used to know someone who drove (rode?) a Messerschmitt three wheeler!
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Used to know someone who drove (rode?) a Messerschmitt three wheeler!
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Seen on American Pickers (tv show)the Messerschmitt three wheeler's are selling for 30k now.
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Blimey! That's a lot more than over here.
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Blimey! That's a lot more than over here.
If they are in excellent condition up to 35 k in US dollars which would be about 27,163 pounds. Or at least that's what they claimed.
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If they are in excellent condition up to 35 k in US dollars which would be about 27,163 pounds. Or at least that's what they claimed.
Starting price looks to be about £20K looking at this:
https://www.carandclassic.co.uk/list/81/ (https://www.carandclassic.co.uk/list/81/)
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To me those buble cars look like a rolling sweat box. Much rather hop on the scooter, probably a lot cheaper insurance wise as well.