KymcoForum.com
General => General Discussion => Topic started by: Stig / Major Tom on April 21, 2018, 08:54:40 PM
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For a couple of decades have used an old schoolmate of my wife's as our insurance agent. Plus he lives just around the corner - so we received good & personal attention with our enquiries.
But he retired recently.
Rec'd my new bill for a year's coverage on my 5 yr old LIKE200i.
I went online with Progressive to check rates - and bought better coverage at a price 60% lower than my previous premium.
I have Progressive on my truck (after using their plug-in thing) and on the Piaggio. Adding the Kymco also lowered the Piaggio premium.
Been meaning to recheck ins. rates for years......
Stig
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Great thing about a scooter, insurance cost is so much cheaper than a car.
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I run my insurence off my wifes car insurence a lot cheaper yhat way.I just worry about towing so I can get back home with scoot.
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I run my insurence off my wifes car insurence a lot cheaper yhat way.I just worry about towing so I can get back home with scoot.
My wife bought me AAA, after my $250 five mile tow when I ran over some metal and flattened my Forza tire a few years ago.
Plus, I got road-side assistance with the insurance.
Stig
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I've insured my Kymcos and Vespas for years with Progressive. Cheap and easy.
Sent from my Mi A1 using Tapatalk
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Great thing about a scooter, insurance cost is so much cheaper than a car.
You're obviously not in Canada; in some cases, scooters cost more!
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I am always jealous of those that get low cost insurance. Here, in the land of the hit and run, insurance costs get ridiculous. I was surprised at the cost of insurance for the scooters. I ended up changing insurance companies and got all of my vehicles under the same policy through AAA. That saved me about $800.00 per year. Progressive did lower the scooter policy for the renewal before I dropped them, but it was still high. (to me)
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I am always jealous of those that get low cost insurance. Here, in the land of the hit and run, insurance costs get ridiculous. I was surprised at the cost of insurance for the scooters. I ended up changing insurance companies and got all of my vehicles under the same policy through AAA. That saved me about $800.00 per year. Progressive did lower the scooter policy for the renewal before I dropped them, but it was still high. (to me)
As with most things - if you're willing to shop around, there's almost always a better ptice out there.
Or, better yet - tell them you're cancelling and moving to another provider. Amazingly - they'll discover a whole new price for you!!
Stig
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AAA has road side assistance for your PTW, but you have to buy the RV roadside assistance plan, but you get tons of perks. For my wife and I it cost $197 annually for the plan. My HOG membership also includes roadside assistance, but way more limited vs the AAA plan.
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I have the RV coverage as well with AAA. It helped when i dropped the scooter. They towed it home while i went the other direction in the meat wagon.
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I have the RV coverage as well with AAA. It helped when i dropped the scooter. They towed it home while i went the other direction in the meat wagon.
Ouch!
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That was last October.
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You're obviously not in Canada; in some cases, scooters cost more!
No, Australia. Surprising to hear that, are they expensive Maxi scooters that they charge more for?
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I am surprised that Flo (Progressive) gave you such a reduction. She is a Standard plan company where Allstate and State Farm are Mutual companies offering rates lower than Standard especially if you bundle the house, cars scoots and boats.
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I've always gone the basic liability option. This last time I didn't even shop around -- Progressive wanted $75 for the year I think, and that sounded about right.
For car insurance, I ended up switching recently when I moved. Liability insurance went from about $80/month to $40. This taught me it's worth checking every so often.
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Here in Oregon I am insured with Geico for both car and scooter so I get a bundle discount for both. My scooter policy is under a separate underwriter for $112/year and includes full coverage and roadside assistance and towing with no deductible for towing.