Author Topic: ATV Insurance  (Read 454 times)

Dranrab

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ATV Insurance
« on: April 07, 2017, 12:18:28 PM »
I just got a quote from Geico for a simple theft policy on my MXU450.  I about fell out of my chair when they quoted me $540 per year.  Do any of you have an insurer that you recommend? 

airshot

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Re: ATV Insurance
« Reply #1 on: April 10, 2017, 06:43:23 PM »
    Your insurance rates depend on many things, such as...have you had any prior claims.  Age and driving record.  Where your atv will be stored. Just the area you live in.   I have a Kymco UTV (side x side) valued at 10,000. It is stored in a secured/locked barn, no prior claims, older gent and I carry full coverage for 150 yr from Progressive. I did get a quote from Geico and it was twice the cost of Progressive.

Dranrab

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Re: ATV Insurance
« Reply #2 on: April 12, 2017, 01:54:32 PM »
I ended up with a full coverage policy with Markel for $104 per year.  Geico has lost their minds.

randyo

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Re: ATV Insurance
« Reply #3 on: May 08, 2017, 06:36:37 AM »
I ended up with a full coverage policy with Markel for $104 per year.  Geico has lost their minds.

I'm not sure what "full coverage" means anymore

what are limits of liability, what are deductibles on collision and comprehensive ?

my UTV is just an additional vehicle on my auto/truck policy, deductible on collision is $100, ACV on comprehensive, it's a business policy, so my limits of liability are $5m
RandyO
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Stackpole

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Re: ATV Insurance
« Reply #4 on: May 31, 2017, 06:47:21 PM »
Progressive $99.00/year. I can't remember what Geico wanted but it was outrageous.

bikingdawg

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Re: ATV Insurance
« Reply #5 on: June 25, 2017, 09:35:50 AM »
I have Progressive: 16 Grizzly $94, 13 MXU 500i $63, 13 CanAm Spyder $345.  Maybe they think your taking it on the highway :)

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