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Offroad => MXU => Topic started by: Dranrab on April 07, 2017, 07:18:28 PM

Title: ATV Insurance
Post by: Dranrab on April 07, 2017, 07:18:28 PM

I just got a quote from Geico for a simple theft policy on my MXU450.  I about fell out of my chair when they quoted me $540 per year.  Do any of you have an insurer that you recommend? 

Title: Re: ATV Insurance
Post by: airshot on April 11, 2017, 01:43:23 AM

    Your insurance rates depend on many things, such as...have you had any prior claims.  Age and driving record.  Where your atv will be stored. Just the area you live in.   I have a Kymco UTV (side x side) valued at 10,000. It is stored in a secured/locked barn, no prior claims, older gent and I carry full coverage for 150 yr from Progressive. I did get a quote from Geico and it was twice the cost of Progressive.

Title: Re: ATV Insurance
Post by: Dranrab on April 12, 2017, 08:54:32 PM

I ended up with a full coverage policy with Markel for $104 per year.  Geico has lost their minds.

Title: Re: ATV Insurance
Post by: randyo on May 08, 2017, 01:36:37 PM

Quote from: Dranrab on April 12, 2017, 08:54:32 PM

I ended up with a full coverage policy with Markel for $104 per year.  Geico has lost their minds.

I'm not sure what "full coverage" means anymore

what are limits of liability, what are deductibles on collision and comprehensive ?

my UTV is just an additional vehicle on my auto/truck policy, deductible on collision is $100, ACV on comprehensive, it's a business policy, so my limits of liability are $5m

Title: Re: ATV Insurance
Post by: Stackpole on June 01, 2017, 01:47:21 AM

Progressive $99.00/year. I can't remember what Geico wanted but it was outrageous.

Title: Re: ATV Insurance
Post by: bikingdawg on June 25, 2017, 04:35:50 PM

I have Progressive: 16 Grizzly $94, 13 MXU 500i $63, 13 CanAm Spyder $345.  Maybe they think your taking it on the highway :)